Recruitment, apply for Wema Bank Plc recruitment 2025 below.
Gatekeepers News reports that Wema Bank Plc is widely reputed as the longest-surviving and most resilient indigenous bank in Nigeria, Wema Bank Plc has over the years, diligently offered a fully-fledged range of value-adding banking and financial advisory services to the Nigerian public.
Wema Bank Plc is seeking qualified candidates for the position below:
Loan Review Officer
Job Specifications:
- Full Time
- Required Qualifications: BA/BSC/HND
- Location: Lagos| Nigeria.
Job Description:
- To objectively appraise loans and to ensure compliance with established Credit Policies and Procedures as well as extant Government laws and regulations.
- To also proactively identify early warning signals that would lead to delinquent credits for quick remediation.
Job Responsibilities:
Key Expectations
- Performs regular loan portfolio reviews based on risk and/or size of all credit types.
- Ensures acceptable credit standards are maintained (verifies lien perfection, repayment capacity and collateral adequacy etc.)
- Ensures Risk Asset creation conforms to the bank’s lending policies and procedures. Also, ensure compliance with relevant State and Federal laws and regulations
- Ensures the creditworthiness of the loan portfolio, identify and report anomalies/ emerging risks that merit the review of the lending practices and/or adverse asset classification.
- Identify problem loans and work to ensure quick remediation
- Reviews bank’s processes (loan approvals, policy exception reporting, supervisory loan to value limits, underwriting, covenants, reporting, etc.)
- Determines if proper approval procedures and loan authorities were adhered to before disbursement.
- Aid Relationship Management and other SBU (Credit administration, FINCON, Account officers) on loan related accounts.
Qualifications and Requirements:
- Education: Bachelor’s degree in business related field with emphasis in quantitative background e.g. finance, accounting, Business Administration or Statistics
- Professional qualifications such as ACA, ACCA, ACIB, CFA etc. will be added advantage
- A minimum of two-year experience in Loan Review or Credit and marketing functions.
Apply
Deadline: April 11, 2025
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